IBM金融服务咨询中英文(ppt 21页)

IBM’s End-to-End Methodology IBM 端到端方法 论
The Example used in the following slides is of a Bank setting up a new line- of- business – Payments and Cash Management
It illustrates our end-to-end methodology -  from vision to   business and IT solution and finally implementation.
The same methodology can be applied to a different line of business e.g. Loans, Trade Finance or the entire Corporate Bank family of products.
We can take a consulting recommendation from 30,000 feet and implement it at ground level
Example - Bank A‘s Vision 例：A银行的期望
Back in Sep 2000 Bank A’s senior management team communicated the following reasons for changing  its core payments system:-
To defend its dominant position in cross border and vostro clearing business.
To lay the infrastructure for building and growing its annuity income lines of business:
     > Domestic local high-value clearing 
     > Cash Management
     > e-Commerce  
Convert Vision into Specific Objectives
将期望转变为实际目标
Specifics goals 具体目标
    - Start up new line-of-business
    - Increase fee based annuity income to help declining margins in loans.
Approach 方法
    - Centralized versus De-centralized ?
Constraints  制约条件
    - Branch infrastructure.
    - Communications network, bandwidth
 - Solution (Business & IT)解决方案
     - Select a funds transfer business application
     - Overall fit into bank’s IT environment
    

 

 

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