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银行业务与管理中英对照阅读辅导大全(DOC 53页)

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银行业务与管理中英对照阅读辅导大全(DOC 53页)内容简介
内容摘要
金融英语-高级-银行业务与管理-银行基础知识英语
通知储蓄存款
Noticedepositisdefinedasonethatdoesnothavedefinitetermwhenmakingdepositsandthetypesarechoseninadvance(nowtherearetwotypes:onedaynoticedepositandsevendaysnoticedeposit),andyoumustinformthebankbeforethewithdrawalofthedateandamountofwithdrawal.Usuallytheminimumamountofnoticedepositis50,000RMByuaninalumpsumwiththeminimumwithdrawalsumnotlessthan50,000RMByuaneachtime.Youcandepositmoneyinalumpsumandwithdrawmoneyinalumpsumorbyseveraltimes.
通知储蓄存款是一种存款人在存入款项时不约定存期,预先确定品种(目前分一天通知储蓄存款、七天通知储蓄存款两个品种),支取时需提前通知银行,约定支取日期及金额的储蓄存款方式。一般5万元起存,最低支取金额5万元,一次存入,可分一次或多次支取的储蓄存款。
通信存款
DepositsbycorrespondencerefertothewayinwhichoverseasChinese,HongKong,MacaoandTaiwancompatriots,Chineseofforeignnationalityanddomesticresidentsapprovedtosettledownorstudyabroadauthorizedomesticbankstohandlesavingsdepositsfortheirfundsabroad.
通信存款是指华侨、港澳台胞、外籍华人及批准出境定居或留学的国内居民,将其在国外的资金委托国内银行办理储蓄存款的一种方式。
AclientsendingaletterauthorizingthebanktohandlethedepositsbycorrespondencemaygothroughtheaccountopeningproceduresbyattachingduplicatesofhisorherIDcard,passportorexitpassandothervalidcredentials,fillingouttheApplicationFormforOpeningAccountofDepositsbyCorrespondence,choosingthetypeofdepositsaccordingtothetypesofservicesalreadytransactedbythebank(say,currentdeposit,timedepositandcurrent-timeoptionaldeposits,etc.),andalsopre-assignthemethodofwithdrawallater.
来信委托银行办理通信存款开户的客户,须附身份证、护照或出境通行证等有效证件的影印件,填写“通信存款开户申请书”,根据银行已开办的业务种类(如活期、定期、定活两便等)选择存款种类,并约定日后的支取方式,即可办理开户手续。

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