商业银行的经营评价(英文版)(ppt 69页)

商业银行的经营评价(英文版)内容提要：
Interest expense：
the sum of interest paid on all interest-bearing liabilities ….
It includes interest paid to
transactions accounts (NOW, ATS, and MMDA)
time and savings deposits
short-term non- core liabilities
long-term debt
Interest income less interest expense is net interest income (NII)
Noninterest income：
Trust or fiduciary income
reflects what a bank earns from operating a trust department
Fees and deposit service charges
reflect charges on checking account activity, safe-deposit boxes, and many other transactions.
Trading revenues
reflect commissions and profits or gains from operating a trading account
Other foreign transactions
Other noninterest income

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