金融英语相关资料(英文版)(doc 6页)

金融英语相关资料(英文版)内容提要：
1.central bank
A national bank that provides financial and banking services for its country's government and commercial banking system, as well as implementing the government's monetary policy and issuing currency
2.monetary policy
Monetary policy is the process a government, central bank, or monetary authority of a country uses to control (i) the supply of money, (ii) availability of money, and (iii) cost of money or rate of interest to attain a set of objectives oriented towards the growth and stability of the economy.
3.settlement
The action or process of settling an account
4.time deposit
A deposit in a bank account that cannot be withdrawn before a set date or for which notice of withdrawal is required
5.savings deposit
Savings accounts are accounts maintained by retail financial institutions that pay interest but can not be used directly as money ( for example, by writing a cheque). These accounts let customers set aside a portion of their liquid assets while earning a monetary return.
6.time deposit of lump-sum deposit and withdrawal
Time deposit of lump-sum deposit and withdrawal is a kind of deposit that you can deposit the principal for one time and is issued by the saving institution a certificate of deposit(also known as passbook)against which the principal and interesr may be withdrawn when due.
7.time deposit of small savings for lump-sum withdrawal
Time deposit of small savings for lump-sum withdrawal refers to savings deposit whose terms are agreed,and whose fixed amount is deposited every month when opening an account.

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