银行信贷风险管理(ppt 25页)

DEBT RECOVERY 贷款收回（3）
Feedback 回馈
 -   lessons learnt - Credit Alert (early warning signs), training course
-   吸取教训 – 每月简讯（预警信号）、培训课程
-  loophole - change in credit policy or procedures, management information
-   漏洞 - 信用政策或程序的改变，管理信息 
-      cross-stream application and experience sharing – PFS & CIB – e.g. concept of restructuring, receivership
-   跨部门应用及经验分享 –个人信贷和商业信贷 - 例如：债务重组和资产接管的概念
DEBT RECOVERY贷款收回（4）
Human Resources人力资源
-  specialized skills – understanding of legal system, able to face and handle confrontation, negotiation, leadership, decision-making
-   专业技能 - 了解法律体系，能够应对挑战及对立局面，具备谈判技巧、领导才能和决策的能力
-  built on solid credit background
-       具备良好的授信/信贷知识及经验
-  flat reporting structure
-        扁平的组织架构
-  support from senior management
-        高层管理的支持

 

 

 

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