怎样去衡量你的财务体质并进行规划(ppt 49页)

怎样去衡量你的财务体质并进行规划内容简介：
Using a Balance Sheet to Measure Your Wealth使用资产负债表来衡量你的财富
Your Assets: What You Own 资产： 你所拥有的
Monetary Assets:货币性资产
Investment Assets: 投资资产
Retirement Plans: 退休计画
Housing / Real Estate: 房屋/不动产
Automobiles and Other Vehicles:汽车
Personal Property: 个人资产
Other Assets: 其它资产
Your Liabilities: What You Owe你的负债：你所赊欠的
Current Liabilities流动负债
Long-term Liabilities长期负债
Your Net Worth: A Measure of Your Wealth你的净值：衡量你的财富
Using an Income Statement to Trace Your Money使用损益表来追踪你的财务
Income: Where Your Money Comes From收益：你的财务从何而来
Expenditures: Where Your Money Goes支出：你的财富往何处去
Where Does It Go, On Average?平均来说，家庭支出都用到什么地方？
Using Ratios: A Financial Thermometer使用比率：一个财务的温度计
Question 1: Do You Have Adequate Liquidity?问题1：你有适当的变现能力吗？
Current Ratio流动比率
Current Ratio Interpretation流动比率的解释
Month’s Living Expenses Covered Ratio每月生活支出涵盖比率
Month’s Living Expenses Covered Ratio Interpretation每月生活支出涵盖比率的解释
Question 2: Can You Meet Your Debt Obligations?问题2：我有能力去面对我的债务责任吗？
Debt Ratio负债比率
Debt Ratio Interpretation负债比率的解释
Long-term Debt Coverage Ratio长期负债支应比率
Long-term Debt Coverage Ratio Interpretation长期负债支应比率的解释
Question 3: Are You Saving As Much As You Think?问题3：我可以存和我想要的一样多的钱吗？
Savings Ratio储蓄比率
Savings Ratio Interpretation储蓄比率的解释
Record Keeping保持纪录
Record Keeping (cont’d)保持纪录(续)
Ways to Track Expenditures追踪支出的方法
Personal Income Taxes个人所得税
A Financial Plan:
理财规划：A Plan for the Future为未来编制一个计画
A Cash Budget:现金预算：
A Plan for Today今日的计画
Putting It All Together: Budgeting将它放在一起：预算
Developing a Cash Budget发展一个现金预算
Calculating the Bottom Line计算底线
Calculating the Bottom Line计算底线
(上张投影片翻译)
Implementing a Cash Budget执行现金预算
Managing Your Own Affairs Versus Hiring a Professional自己理财或委由专家理财
Paying Your Financial Planner:理财规划师的付费方式
Choosing a Professional Planner选择专业规划师
Choosing a Professional Planner (cont’d)选择专业规划师(续)
Summary摘要
Summary (cont’d)摘要(续)

..............................